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TOP TEN REASONS TO BE AN ACTUARY

Why become actuary? Well, it is a usual question arise by every student for every profession. I will try to explain in simple words. Most...
IMPORTANCE OF ACTUARIAL SCIENCE AND RISK MANAGEMENT

Actuaries are the back bone for the insurance company. Without them, there is no concept of insurance company. They work for insurance co...
ERRORS IN DEMOGRAPHIC DATA

Despite the care taken to ensure the quality of the data collected by enumeration and registration, it will some time give ...
TEMPORARY LIFE ANNUITIES

Life annuities may be either temporary life annuities or whole life annuities. Both kinds have many practical uses in actuarial calcula...
TRADE - OFF THEORY

“ THE TRADE-OFF THEORY OF LEVERAGE ”, in which firms’ trade off the benefits of debt financing against the higher interest rates and ba...
PRESENT VALUE OF A LIFE ANNUITY

As stated earlier, an annuity is a series of payments and the present value of the annuity is the total of the present values of each o...
PROBABILITIES OF DYING

The probability that one of the events will happen is the total of the probabilities of each individual event happening. (Probabi...
MORTALITY & FERTILITY

MORTALITY: Mortality rate (word mortality comes from mortal, which originates from Latin Mors, means death) is the number of deaths (...
LIFE ANNUITIES

In this topic, you will begin to learn how life insurance companies make important calculations which combine the principles of compoun...
DEMOGRAPHY

Demography is the science of human population. A Belgian name of ACHILE GLUILLARD first used the term in 1855 when he published his boo...

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